Medicare and Retirement Options

1. ALL MEDICARE SUPPLEMENT (MEDI-GAP) PLANS (A - N) ARE STANDARDIZED. THE ONLY DIFFERENCES LIE IN PRICE AND UNDERWRITING GUIDELINES Supplement plans use letters to identify them (A-N). Each lettered plan offers the policy holder a different level of benefits. The letter of the plan dictates the coverage you will receive, not the carrier you purchase the plan from. All  Medicare Supplement plans  are regulated by the federal government. Therefore, each carrier must offer you the specific benefits for each lettered plan as it is outlined by the Medicare system. Regardless of the carrier offering it, all Medicare Supplement coverages for the same lettered plan are identical. For example, every company’s Medicare Supplement “PLAN A” has the exact same member benefits as every other company’s “PLAN A”. The primary difference between carriers is the  price,  because each carrier is allowed to choose what they want to charge for each plan. The carrier also determines